There are many types of loans and loan programs available for new and current homeowners. Understanding your mortgage loan options can be complicated, but it doesn’t have to be with help from our team. Whether you’re a first time home buyer, looking to refinance, self-employed, military veteran, or public servant- We're here to help. Our mortgage company is experienced in working with people who have unique loan situations. We will help you figure out the loan program that’s right for you. Get in touch with our team today for service across Texas and California.
Refinancing your current mortgage can lower your monthly payment, shorten your mortgage term, or provide cash out of the equity. Getting approved can take just minutes.
Conventional loans are often the best option for home buyers with a good credit score and the ability to make larger down payments.
Buying your first home? FHA loans can be a great option for first time home buyers due to the low down payment and easier credit standards.
VA loans are available to eligible U.S. military veterans, active duty service members, National Guard, Reservists, and surviving spouses.
U.S. Department of Agriculture
(USDA) loans, like FHA loans, are popular among first time home buyers and are only available in rural areas.
Jumbo loans are used for mortgage loans over $424,100. A strong FICO score, generally 680 or better, is required to qualify for a jumbo loan.
With interest rates at unprecedented lows, there is no time like the present to invest in a new home, refinance your current home, or consolidate your debt. We offer a no closing cost option on most of our loans. We also offer a complimentary loan analysis and are standing by to walk you through your home loan process so you can breathe easy.
We are a Direct Mortgage Lender with low mortgage rates and are proud to be an FHA, VA, and USDA Approved Lender.
We provide top-notch customer support in Texas & California. We will be with you at every step from application to closing.
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.
Let us help you
Simply put, we act as a middleman between you and the lenders who actually fund and service your loan. Proudly serving the great states of Texas and California.
If you're in the market for a mortgage, call us today at 510-589-9165 or email info@victorymortgagegroup.com to get started.
To get pre-approved, apply online today. Pre-approval helps give you more credibility with sellers and can help speed up the home loan process.
Whether you are looking to purchase or refinance a single family, multi-family, condominium, town house, or manufactured home, you can get a free quote today to learn what you best possible rates are.
The best way to go through the mortgage process is to be prepared. Utilize and download our free checklist to help you stay organized. Plan ahead so you can qualify later.
